Firstcard has developed a credit card specifically designed for immigrants, making it easier to access credit and build a credit history without the need for a Social Security Number (SSN).
📌 What Is the Firstcard Credit Card for Immigrants?
It’s a credit card designed to help newcomers to the U.S. integrate into the financial system. It allows immigrants to access credit using only their passport, without requiring an SSN or ITIN. This card makes it easy to make purchases, pay for services, and start building a credit history from the moment they arrive in the country.
Key Features:
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No SSN or ITIN required to apply
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Helps build credit history from the start
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Offers rewards and shopping benefits
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Provides fraud protection
🎯 Who Can Benefit from This Card?
The Firstcard Credit Card is aimed at:
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Recently arrived immigrants looking to build credit in the U.S.
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International students who need a flexible financial tool
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Workers and professionals without an SSN seeking access to credit
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Anyone who wants to build credit without the traditional requirements of financial institutions
💰 Credit Amounts and Payment Options
| Concept | Details |
|---|---|
| Initial limits | Based on the security deposit made by the applicant (secured card) |
| Credit increase | Possible with responsible usage and on-time payments over time |
| Payment terms | Flexible options, allowing for minimum or full monthly payments |
| Interest rates | Competitive and vary depending on the customer profile |
💡 It’s recommended to set up automatic payments to avoid late fees and maintain a healthy credit history.
📍 Where Can This Card Be Used?
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In-store and online purchases: Accepted at millions of merchants in the U.S. and internationally
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Bill payments: Ideal for paying utilities, subscriptions, and recurring expenses
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Cash withdrawals: Possible at ATMs, according to Firstcard’s terms and conditions
📋 Requirements to Apply
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Valid ID: A current passport
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Proof of income: Documents showing stable income, such as pay stubs or bank statements
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U.S. residency: Proof of a physical address in the United States
📝 Step-by-Step Application Process
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Gather the required documents: Make sure you have your passport and income proof ready
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Complete the online application: Go to Firstcard’s website and fill out the form with accurate information
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Application review: Firstcard will evaluate your info and determine your eligibility
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Security deposit: Make a deposit that will serve as collateral and define your starting credit limit
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Approval and delivery: Once approved, your card will be sent to the provided address
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Activation: Follow the instructions to activate your card and start using it
❓ Frequently Asked Questions
Do I need an SSN to apply for this card?
No, Firstcard allows applications using only a valid passport, without requiring an SSN or ITIN.
How can I increase my credit limit?
With responsible card usage and on-time payments, you may request a limit increase after a set period.
What additional benefits does the card offer?
Besides helping build credit, the card offers rewards on purchases and fraud protection.
Are there any fees associated with the card?
Be sure to check Firstcard’s terms and conditions for details about potential maintenance, transaction, or cash withdrawal fees.
